Best Budgeting Apps (2026)
After Mint shut down, these apps became the go-to replacements. Ranked by overall value for everyday personal budgeting across method, bank syncing, price and platform support. Availability of bank connections varies by country.
Budgeting Apps
Side A
YNAB (You Need A Budget)
The gold standard for zero-based, give-every-dollar-a-job budgeting. Has the steepest learning curve and no free tier, but users who stick with it consistently report the biggest behavior change.
VS
1 votes
Side B
Monarch Money
The most popular full Mint replacement: budgeting plus net-worth and investment tracking, strong household sharing, and a clean interface. Subscription-only but frequently recommended as the do-everything pick.